Top Tips to Help You Save on Big Purchases

If you want to save money, then you can quickly start thinking about all of the things that you need to stop spending on. But when you live an ultra-frugal lifestyle it can get pretty exhausting, right? While saving money can be such a good thing, that can feel good too. However, it can be hard to stick to it, but can also mean that people are living in extreme ways. For example, if it gets to the point that you are looking for hours to get a coupon for 10% off a tiny purchase.  Then maybe you need to take a step back and look at better ways to be doing things.

Of course, though, there are plenty of times when being frugal can be such an important thing that can help you. More so when it comes to large purchases. A 10% off coupon for something like a bottle of shampoo might seem pointless.  But when it comes to getting a new TV or washing machine, that 10% off can be a really great saving. So if you are going to be making some big purchases soon.  It can be worth putting in some of those hours to make sure that you’re able to get the best deal. So here are some tips and tricks to help you save, as well as get the best savings, on those big ticket items.

Discounted Gift Cards

If you are looking for a hack to save money on some big ticket items. Then it can be a great idea to look to get some discounted gift cards to make that purchase. You can buy some gift cards at a discount, meaning that you get your savings there. Then use the cards for the purchase. There are sites like CardPool where you can get these discounted gifts cards online, ranging from 1% to 15% off the face value of the card. This does depend on the shop or brand. So doing some research as to where to buy your large item will help you know which gift cards to be buying. Of course, you can use these alongside other discount codes and discounts to make the savings even greater.

Buy Used or Refurbished

If you want to save money, and really get some bargains. Have you thought of buying things that are new to you, rather than brand new? It is commonly known that something from a charity shop is going to be even more of a bargain. So for things like furniture, buying used can be a good way to go as you can save quite a lot. Sometimes they even have brand new items in some charity shops. 

Of course, there are large ticket items like TVs and laptops that you might be looking to buy, might be harder to source from a charity shop. So with these kinds of things, look to get them refurbished instead. A refurbished item is something that has been used before, but it will have been checked and inspected before selling. This is to make sure that the items still does work. Apple products are commonly refurbished and sold in stores, and you can get some real savings with those.

Get with Credit

If you have a large purchase to make, then using a credit card, or getting something on credit can be a good idea.  To start off with, buying something on a credit card can come with a lot of consumer protection. That a regular debit card doesn’t have. One of them is that if the item goes into the sale within a certain time period after buying it. Then you can apply for the difference back, using a price rewind feature. You could always pay the credit card off in full straight away. 

There are a lot of cards that will come with introductory offers such as 0% interest . This can last for a year or a set amount of time. This can be a good idea if you have a large purchase to make, don’t have the money up front.  But you know by the time period being out, you will have. As long as these things are paid off in full, then it can be worth it for the savings. You may also have a card with a cash-back program, then you can earn points or miles.  That can be redeemed for purchases, such as flights or groceries.

You could always look for something like secured homeowner loans from Evolution Money if you are in need of something substantial, such as major home repairs or adding an extension to your home, for example. Again, as long as you have planned it out financially and know that you can afford the repayment. Then it could be something that can work for you if needed. So don’t always dismiss credit as something that is bad, it can be something that works for you.

 

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