10 Ways to Save Money

January is a month where people look to save money because of overspending at Christmas. It is always a good time to look at the finances meaning you have more money for luxuries. For us we like to save money in order to be able to treat ourselves to luxuries. For example, this year we want to go on a couple of weekends away and create amazing memories.

Check Phone Contracts

For me this something which I have done recently my phone contract was coming to the end. Brand loyalty is something which has gone now there is no such thing. I had a phone contract for a fair amount of years with Vodafone. When it came to upgrading I shopped around a little bit. I found a newer version of Iphone with more data for cheaper than I was paying. I changed the contract and saved about £50 a year. Due to now been with Sky, it means my data rolls over as well. So I effectively have a piggy bank which stores my data I have not used. When it becomes so full I can reduce my contract to one with fewer data and use that. This is allowed will in my contract I can increase the data amount back again when I need. This would be great if I need to save even more money. I know this is something Joe is looking at doing when his contract comes to an end.

Trade in Old Devices

This may sound like a really simple one but it can be so effective. When you get a new device which is an upgrade why not trade in your old version. I know I am terrible when I get a new phone I do not want the old one. I recently found 2 of my old mobile phones and have traded them in with CEX and a Webuymobiles. This is money which I would have never had so can go straight into the savings. I know this time of year is when a lot of people get new devices. So why not make some space and some pennies from you old ones.

Unsubscribe From Company Emails

They will only send you the latest offers which will tempt you on to the site. Which more times than not will end up in you spending money. Usually, this is on things which you do not want or need. I have done this to a number of companies over the festive period. I must say I do not miss receiving as many emails. Also I have gained the time I would have spent browising their site and this has made me more productive.

Don’t take your bank card shopping

This is one which I really need to start doing because I can spend money on impluse purchase. If you only have cash on you it does mean that you can not go over the budget. This would be handy in stores like home bargains and Aldi where it is easy to spend money because their so cheap. I have seen people take the money out of their account split it into different wallets depending what the money is for. Then at the end of the month, anything left over is savings. Going out without my bank card and no cash is something I have done a lot if I am only going somewhere like the gym and should not need money.

Sell unwanted items

Selling unwanted items has never been more simple since the introduction of Facebook Marketplace. All you have to do is take a quick snap and upload it with a quick description and the amount you want for the item. I must admit this is something we use a lot and have sold a wide array of items from baby items to TV’s to kitchen worktops. People out there will want you things and even come and collect it from you house there is no hassle of having to post the item out. If you do not want to use that of course, there is always eBay which is somewhere which I use a lot to sell some of Jess’ old clothing. There have been months where I have made £100+ from selling unwanted things.

Use eBay to purchase items

You can find some great bargains on eBay too be honest people do sell brand new items. The can be unwanted items or for some reason they have ended up with multiple of the item. Or a range of different reasons Converse are something which I usually pick up from eBay for around 50% off they may be worn a couple of times only. I also purchase a range of different things for Jess on there including fancy dress for events such as World Book Day and Halloween. So many bargains can be found on eBay and it is one way of stopping things been thrown away into landfill.

Meal Plan

Meal planning is something which I have started doing more and more. I am seeing the benefits of it because it does not mean that we are walking around the supermarkets just picking up what we fancy. Instead I know what I need and also it makes me more aware of what I have in my fridge and freezer. Sometimes I will purchase meat when it is reduced in the supermarkets freeze it and then use it in a meal in the coming weeks. I have noticed we have less food waste since we have been doing this as well which is always a bonus. If you want to see some of the meals which we have been consuming check out my meal plans.

Use Cashback Sites

This is something which I spoke about in my post about how to save money online. I know this is something which a lot of people do either using Quidco or Topcashback. Last year I managed to get £100 back this is handy when you are feeling the pinch of January after Christmas. Already I have money in my account this year because it can take a while to get it that ‘s the only downside. This is money back on purchases which you would have made anyway which is always a bonus. I have had cashback on a wide range of things including holidays and presents.

Check renewal prices

This is something which I always do I have dates in my phone of when things are due. Sometimes I know it is a pain but it can save you some money like last year I saved £20 on our breakdown cover as a result of one phone call. We had our letter through which stated that it was going to rise by £20. When I looked on the same companies site I could get it for the same price I had the year before. One phone call later and I had it back at that price the reason they said it has gone up is because they had a high volume of call out that year. Even though I had not had a call out it just goes to show that checking the renewal prices can pay.

Do you need that subscription?

Recently I cancelled my Amazon Prime membership the reason is because we do not need to in the same house. We can share which means that we are saving £79 a year which is a huge bonus. I have got rid of box sets which I had for free for a few months because it was not getting used at all this meant we would be saving £5 a month. I feel like we may be the only ones who do not have Netflix but I would rather spend my money on something I am going to use than something which is going to be effectively wasted. Instead, I have sky sports which I use a lot more than I would Netflix.

What money saving tips do you have?

Charlotte xxx

Tips For Selling On eBay

We all are feeling the pinch of Christmas still and if you’re like me you have no room for all the new toys. This year we have decided that we need to declutter a lot because we plan on moving house in the summer. We do not want to have to transport everything. So we have been selling items on eBay for a few months with a lot of success I think in the last couple of months we have made over £100. Just selling items which we no longer require and we are thankful for a little bit more space. Today I thought I would share with you a few of the things which I have been doing in order to enhance my sales and making more money.

Pictures

Make sure that you have good pictures, for me, I use my camera a lot of the time rather than my phone. This may not be possible for some of you I know because not many people have a nice camera. I try and use natural light because it always makes the colour of the item look true. Using flash can change the colour of items which is not something you want.  I make sure that I have several pictures of the item as well within the listing this is the time if there is a mark on the item to show it as well. Just because you are purchasing an item of eBay does not mean that the buyers standards slip considerably.

Times Item End

Make sure that your items do not finish at a silly time. The number of times I have seen people with items ending in the middle of the night when not many people will be browsing eBay. Another time which I would avoid is Sunday mornings this is when I have been picking up items cheap for Jess. Again this must be because people are not online. I make sure that my items end on a night I list between 8-10pm on a night.  This is a time when people are looking online as I seem a spate of late bids sometimes. If your browsing eBay there is a chance that some other person will be and they could be looking for your type of items.

Reasonable Postage Costs

If you put your postage prices too high this can put people off from bidding.  I know for sure if these items are listed too high I will not purchase them.  Previously I have seen it where the items have been more expensive with postage than it would purchase the item brand new in the stores.  I make sure the maximum which I charge for postage is £2.90 for second class.  If I am unsure how much to charge I make sure I got the maximum amount it can be in order to make sure that I am not out of pocket. Maybe if someone purchases a number of your items think about doing combine postage as this can mean that people will purchase more items of yours. This is something which I have done a lot and had people purchasing a lot of items I think the most I had is a bundle of 28 items.

Descriptions

If there is a mark on your item state it because otherwise people will leave you poor feedback and this is something which can affect people purchasing of you in the future. Selling a small fitting item state this as I listed a cropped jumper recently and had a lot of people asking for the dimensions of the item.  The more information you give the fewer people will message you questions. I also put on the bottom that I have other I am having a huge clearout because this might make more people check out your other items.

Leave Feedback 

I have found that if I leave feedback for people they are more likely to leave me feedback in return.  The more feedback which you have the more likely it is that someone will purchase from you.  If people know that you are a good seller they will be tempted to purchase from you. I now have around 900 rating as have noticed that more people are purchasing from me since I have been rated higher. I know we all start with low ratings but slowly been nice and a good seller pays off don’t forget you can even get rated for purchasing items.

Start reasonable

Start with the lowest you would want something to sell for. Don’t forget the amount may increase if you have it in an auction anyway. I have had it where items I have put on for £7.50 have risen to as much as £24. Selling at a reasonable price helps increase the likelihood of a sale occurring. eBay now also puts a suggested starting price on items as well as a suggested buy it now price. This is all based on the sales of the item in the past and currently, it is something which I have used and had items which I wouldn’t have listed so high.

Sell season appropriate

For example at the moment I have items on which are suitable as gifts for Mother’s Day. I try and sell children’s clothing which Jess has grown out of all year long and have found even in December people are purchasing swimming costumes because you cannot get them in the shops. Please may still be going on holiday or wanting to take a trip to the pool. I would recommend putting fancy dress on for children soon as world book at approaches you are likely to sell these.

These are all my tips for now on selling on eBay do you have any others let me know in the comments.

Charlotte