Purchasing a house is something which we are going this summer as you know, currently we do not have a date which we will be moving. One of the things which people have asked is what we have looked at in the houses which we have purchased. There is a few things which we have looked at before we put the offer in our house. Of course even though this is our first house this is actually a family home as well because we have Jess. Today I am I going to share with you some of the things which we asked or checked.
Check how much mortgage you can get
This is something which I would really recommend going into the banks . Yes I know it can be boring and asking for a mortgage chat even as someone who get anxious very easy I managed to do around 5. This allowed to to see what amount we could borrow and then also allowed us to know the price range of properties we could purchase meaning we did not pick a dream house but not be able to afford to live there that nearly happened. We thought we may be able to get about 50k more than we could actually borrow.The leg work in the process will help you avoid heartbreak I promise it is worth it.
Ask what your new neighbours are like
There is nothing worse than moving in and finding out that your neighbours are not the best and could cause you some actual problems. This is something which we have made sure we asked at every house we were looking at and due to the fact that the lady who lives at the house we have purchased showed us around we got the truth. Some estate agents will not actually know what the neighbours are like, we know that we have a family with a girl one side and then an older couple who have grandchildren visit at times. This is going to be good because of course you don’t want to find out you have noisey neighbours if you have a young family like us.
Why are they moving?
This is something which we did actually ask as well because we did not want to find that there is some problems wit the house and this is the reason for the move. This is something which we asked the majority of the houses which we saw and found out the reason for most was due to the fact they were downsizing, this is one of the reasons the lady is selling her house to us. Again if they do not really want to tell you why they are moving this may start giving you some warning signs that everything is not ok.
How long have you lived in the house?
This is something which we did ask because most people do not purchase a house and then move again within a very short period of time. This may make it harder for some of them to answer the questions. Just because they have not lived there long does not mean that there is a problem with the house they could be moving because of moving for work. This for sure is something to keep an eye on. If something does not seem right it is likely that there is not something right.
Check your commute/ School run
This is something which we made sure that Joe was not too far from work I think that at the moment it is only 40 minutes. Of course, at the moment I do not have a job but I am looking at ones which are about an hour max of the house. We have made sure that we are close to schools because of course Jess will be starting school in 2 Septembers time. We have managed to make sure that Jess have found a nursery which is close to the new house so that she does not have to commute.
Make sure you have enough space
If you are like us when there is a chance that we may have another child in the future. If this is something which we do I do not want to have to move house because we would need the space. In the house we have actually purchased we have two spare bedrooms which will mean we still have a spare room if we have another child. This will save us having to move house for a long period.
Check the wifi speed
The internet is something which we do actually use the internet so much because of course I spend a lot of my time on my blog. Where as Joe on the other hand is always playing with his friends online which means that he needs to be able to have good wifi in order to not lag in the game because this for sure can be too annoying. We have found fast wifi and we have found that this is not actually going to be breaking the bank.
Make sure that you are going to be able to park outside your house because this is something which is very annoying if you can not.We are going to be lucky and actually have a drive but currently I at my house when we pull up it is unknown if we are going to be able to park which can become very annoying. I would check near the house at different time of days and different days in order to know what it is like. There is nothing worse than been able to park during the day when your at work but not when you want to be able to when you have finished at home and are on an evening of chilling out.
How far things are way
This is something which we had on our spreadsheet for far the basics which we need are away from the property. For example we had how far the primary school was which Jess could attend in a few years time. How far the local shop is away for when we need basics like milk and bread along with the major supermarket which we could do our weekly shop is away. This also included the train stations as it is likely when I get a job I will have to commute without the use of a car.
Check the eco rating of the house
This may give you an indication on how eco efficient the house is because the last thing you want to be doing is spending all of your money on the bills. This is something which we looked at and for free you can see how you could improve the rating. This is good because you could save yourself some money in the long run however, it does not tell you the price of the bills this is something if comfortable you may feel like you want to do with the owner.
Make sure you visit more than once
There is nothing worse than only seeing a place once and then putting in an offer. This is because it might not be as you remembered it. We have bought the first house which we saw however, there was around 15 viewings of different houses which we shortlisted to those which met our needs. Then there was around 5 which we viewed a second time and then we found the one but it allows you to compare things between the houses and also make sure you remember the correct house.
Of course we have only purchased our first home recently but these are what I would recommend for anyone who is looking. We used Zoopla to find the houses which we found worked for us both been able to have the app really helped. Enjoy the time you spend looking we started viewing houses and selected one within a month but had been looking online for over a year so I feel like we kind of knew what what we wanted.
What tips would you give to someone who is looking to purchase their first home?