10 Ways To Save The Pennies This Christmas

Christmas can be an expensive time of year but it does not have to break the bank. This year we are trying to save money because we are actually looking to purchase a house our first family home next year.  So of course at them moment every pound matters. We have the deposit but all of the other hidden costs could cost a fortune.

This year we have set budgets for people so that we do not go crazy. When we are shopping and spend way to much money. We are lucky and do not have a lot of people to buy for I think in total it is around 10. However, anyone who has a toddler knows that you can blow your budget just thinking about it . You want to make them have a great time and toys other things such as outfits you want them to dress in are not cheap. So today I am going to share with you ways that we are trying to save the pennies this Christmas.

Set a Budget

– The first tip I would say is set a budget. We have done this for example we have different budgets for different people with people. For example our parents having a higher budget than my brother. Having a budget means that you are less likely to end up spending more than you planned. If you managed to get something on offer then take what would have been full price.

Shop Early

Don’t be afraid to shop early if like us you see something which you know is going to be perfect for someone. Maybe is it discounted in August why not pick it up it removes the stress of purchasing closer to Christmas. Plus you may have saved some money. Make a note of what you have purchased though so you do not end up having too much for one person. This is what I did with Jess’s book advent calendar I made it when the works had their 10 books for £10 offer.

Shop Around

Shop around the amount of times I think I have found a really good deal. Only find that it is actually cheaper on Amazon than it is in the store advertising the discount. Price compare you can just quickly google the item when you are in store. This will help you know if the deal you have found in store is a good one and also it may save you more money.  You never want to pay more money than you have too.

Discount Codes

Shopping online google discount codes valid for that shop.  Sometimes you can get as much as 20% off and sometime free delivery. Which is always handy because all them £3.95 delivery fees add up. While on this topic if there is an option of free click and collect to store rather than paying the deliver fees why not do this. I do this all of the time and for a range of stores this helps save a ton of money. Since I have started using the plug in Honey which searches all the internet for discount codes and adds them to your basket. It saves you time and money which is something I apricate as a busy parent.

Cashback

Cashback sites such as Quidco and Topcashback can be your best friend recently when renewing the car insurance, booking holidays and other general purchases. Hermes is on there which is great because I use this a lot when sending parcels now. Between both the sites I think I have saved £500 over a number of years.  Every little bit helps I am trying to remember to do this throughout the year. The money I save does actually help you pay for Christmas presents or even treats for you.

Use sites such as Groupon

– If you are purchasing experience days do not go straight to Virgin Experiences shop around for example last year I purchased a fast car experience day I actually managed to save over £100 by shopping around so it is worth checking sites such as Buyagift, Wowcher, Groupon & Travelzoo all of which I have used and would recommend. Just check when they need to be used by as some can be so not that long after you purchase them.

Cheaper Shops.

– Need things such as small socking fillers head to places such as B&M, Home Bargains, Pound stretcher & TkMaxx they have a fantastic selection of things which are not too expensive.  For example I know  you can get things such as sweets for a fraction of the price in there. I have been known to purchase them before. Sometime you can get gift sets for a fraction of the price of Boots and Superdrug so it is always worth checking out. This can be great for people who you do not want to spend a lot of money on.  Usually this is where I purchase a lot of the stocking fillers from as well.

Ebay

Something which I have been known to do in the past is trawl eBay. Sometimes you can get unwanted gifts for a fraction of the price. I have done this for people’s birthday’s in the past. I have also purchased clothing which can be only worn at occasions such as Christmas.. Usually, these have been hardly worn I have found this is a good way to be able to get items such as Christmas Jumper’s for Jess. Don’t forget you can also sell your unwanted items and make some cash. I know this is what I will be doing with some of Jess’s old festive outfits. I now am using Vinted as well which is similar to eBay you state how much you want for the item however, there is no selling fees.

Loyalty Cards

– Use Loyalty cards last year I has purchased Jess a car seat from Boots which meant that I got a shed load of points .I actually saved them and used them at Christmas when I needed to purchase some gifts from there I think in the end I got around £70 worth of gifts for around £7 which is amazing and I did not do anything. Boots was the cheapest place to purchase the car seat and I got the gifts as a result. This year I haven’t shopped in Boots as much so will not be able to replicate that amount. Even if you just have £5 worth of points its always worth cashing them in during the festive season.

What are your top tips to saving money this festive season?

Charlotte x

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